ORIENTAL BANK OF COMMERCE
Authorised Branches for Collecting YEIDA Challan
Download OBC Bank Deposit Challan here.
|
Sr. No. |
Brahches |
Address |
Phone No. |
1 |
Greater Noida |
Sec - Gamma |
0120-2322535 |
2 |
Noida |
Sec - 61 |
0120-2553408 |
3 |
Noida |
Sec - 20, G-Block Market |
0120-258821 |
4 |
Ghaziabad |
Razapur, Razapur |
0120-2714123 |
5 |
Meerut Cantt. |
Sadar Bazar |
0121-266065 |
6 |
Lucknow |
Naka Hindola |
0522-2681586 |
7 |
Allahabad |
Jhousion Ganj |
0532-2403751 |
8 |
New Delhi |
E-Block Connaught Place Harsha Bhawan |
011-23417254 |
9 |
Delhi |
Sec-11, Rohini |
011-27570866 |
10 |
Faridabad |
Sec-19, Faridabad |
0129-2291155 |
11 |
Gurgaon |
Sec-32, Gurgaon |
9911403080 |
12 |
Agra |
Sanjay Palace |
0562-4018490 |
13 |
Bulandshahr |
Moti Bagh |
05729-287044 |
14 |
Patna |
Exihibition Road, Patna |
0612-2320977 |
15 |
Ludhiana |
Milurganj, Ludhiana |
0161-5198801, 5092805 |
16 |
Chandigarh |
Sec-17 B, Chandigarh |
0172-2722617 |
|
HDFC BANK LTD
List of 11 branches of HDFC BANK LTD. where allotee may deposit there installment.
|
(1)The YEA Allotment No. Name of Allottee, Contact Co. must be mentioned on the reverse of the Demand Draft/Pay Order.
|
(2)DD/Pay Order needs to payable at "Locally" i.e. Outstation Demand Draft etc. will not be accepted.
Download HDFC Bank Deposit Challan here.
|
S. No. |
Brahches |
Address |
1 |
Greater Noida |
C-1, Alpha Plaza, Alpha Commercial belt, Greater Noida-201308 |
2 |
Noida Sec-18 |
K-2 Ground Floor, Somdutt Tower Sec - 18, Noida - 201301 (U.P) |
3 |
Ghaziabad Ghandhi Nagar |
III - N/28, Ambedkar Road, Nehru Nagar, Ghaziabad - 201001 (U.P.) G-Block Market |
4 |
New Delhi |
G-3/4, Suryakiran Building 19 K G Marg, New Delhi - 110001 |
5 |
Gurgaon |
HDFC Bank Ltd., Vatika Atrium, A Block Golf Course Road, Sector - 53, Gurgaon - 122002, Haryana |
6 |
Meerut |
HDFC Bank Ltd., WBO, 381 1st Floor Western Kutchery Road Near R G Degree Road, Meerut - 250001 (U.P.) |
7 |
Aligarh |
HDFC Bank Ltd., WBO-3-316 Bhalla Complex, Ramghat Road Near Devtriya Hospital Aligarh – 202001 (U.P) |
8 |
Moradabad |
HDFC Bank Ltd., WBO - 1st Floor Chadda Complex GMD Road Moradabad - 244001(U.P.) |
9 |
Agra |
HDFC Bank Ltd., WBO-F3, 1st Floor, Friends Wasan Plaza, Sanjay Place, Agra-282002 (U.P.) |
10 |
Allahabad |
HDFC Bank Ltd., WBO, 58, S P Marg 2nd Floor Above Honda Showroom Civil Lines, Allahabad-211001(U.P) |
11 |
Lucknow |
HDFC Bank Ltd., WBO, 38 Darbai Lal Sharma Marg Pranay Towers Lucknow-226001 |
|
S. No.
|
Brahches
|
Address
|
1
|
Noida
|
E-52B , Sector 9 Noida
|
2
|
Ghaziabad
|
59-60 , Grand Trunk
|
3
|
Surajpur
|
Surajpur Village & Post Office Surajpur ,
Village & Post Office Surajpur ,Distt. Gautam Budh Nagar
|
4
|
Dehradun
|
11 B-C, Rajpura Road ,PB No. 85 Distt. Dehradun Uttaranchal
|
5
|
Meerut
|
Anand Bhawan, Kothi NO.346, Khair Nagar Road
|
6
|
Lucknow
|
Mohini Mansions , PB No. 170
|
7
|
Agra
|
8/168, Jeoni Mandi, Belanganj, PB No.2
|
8
|
Allahabad
|
Sangam plaza,Ist floor ,8/h/1a, Cliver road
|
9
|
Lajpat Nagar
|
TDI Mall , Ist floor ,Lajpat NagarIII,New Delhi
|
10
|
New Delhi
|
PTI Building ,4,parliament Street
|
11
|
Chandni Chowk
|
Jain Mahabir Bhawan PB No. No. 1316 Delhi
|
12
|
Kirti Nagar
|
B/3, Tagore Market , Kirti Nagar New Delhi-110015
|
13
|
Vikas Marg
|
A-45-46 Laxmi Nagar , Near Madhuban Chow , New Delhi
|
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ALLOTTEES SEEKING TO ALTER PAYMENT PLAN BESIDES 30%, 50% OR 100% WILL NEED WRITTEN PERMISSION FROM CEO, YEA. NORMALLY PART PAYMENT IS NOT ALLOWED.
Read these following threads:
http://groups.google.com/group/yeida/browse_thread/thread/ad896a617510952f
http://groups.google.com/group/yeida/browse_thread/thread/16b4730f17c3bf2d#
http://groups.google.com/group/yeida/browse_thread/thread/37f59d88cee355b0/692788e5e1598a8d
http://groups.google.com/group/yeida/browse_thread/thread/799829f14143c71a/94b8f5d76431f2be
PTM http://groups.google.com/group/yeida/browse_thread/thread/9b2b554858d8962c#
Plot possession
Allotment Transfers are allowed now.
Costs 2% Stamp Duty and 2.5% Transfer Fees.
Check the YEIDA allotment transfer policy here.

Change of address for AXIS Bank Borrowers:
http://groups.google.com/group/yeida/browse_thread/thread/969e364a9c677103#
Sample address change letter.
Attach Proof of Address, ID, Allotment Letter, NOC .
Making 100% Payment after paying the initial installment.
Broad steps:
1. Write an Application to the YEA CEO for the Cash Down option and submit it to the property manager of the Sector (18/20). Also mention
by what DATE you will be doing the payment as this helps in calculating the interest portion.
Also, attach a copy of allotment letter and ID Proof.
2. YEA Property Manager will issue a letter mentioning the Date and the Amount to be deposited (Total time = 2-3 hrs for these 2 steps)
3. Make a photocopy of this letter
4. Deposit the mentioned amount in your concerned bank on or before the Date (otherwise a new letter is required) along with the photocopy
of the letter issued by YEA.
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2) MAPs of All sectors.
---------------------------
It is located at http://groups.google.com/group/yeida/web/maps-of-sector-18-20?hl=en
YEIDA Master plan
Sector 18/20 Layout map.
For plot (orientation N/S/E/W), read this thread.
===================================================================================
3) News of Jewar Airport
-----------------------------
http://groups.google.com/group/yeida/browse_thread/thread/f3e3cfaa465b2388
http://groups.google.com/group/yeida/browse_thread/thread/22bd64a8edd09fee#
UP for Meerut airport, G Noida realty may skid
ताज इन्टरनेशनल एयरपोर्ट,जेवर हेतु भारत सरकार से स्वीकृति प्रदान करने का अनुरोध
====================================================================================
4) News of DMIC
-------------------------------
http://groups.google.com/group/yeida/browse_thread/thread/d2795f13c2bebc4b?hl=en#
UP to put 4 projects on fast track under industrial corridor plan
ट्विन सिटी की रंगत बदले देंगे 11 प्रोजेक्ट्स
Plan to set up power plant in Greater Noida
======================================================================================
5) Eastern Peripheral Expressway
-----------------------------------
The project takes off from NH-1 in Kundli , crosses Yamuna near Mawikalan, Hindon river near Sharfabad, NH-58 near Duhai, NH-24 near Dasna, NH-91 near Beelakbarpur, Kasna-Sikandrabad road near Sirsa, re-crosses Yamuna near Fajjupur Khadar, Atali-Chinsa near Maujpur and meets NH-2 beyond Palwal. It will pass through Sonipat and Faridabad in Haryana and Baghpat, Ghaziabad and Gautam Budh Nagar in Uttar Pradesh.
http://groups.google.com/group/yeida/browse_thread/thread/abf597e94241e97d?hl=en#
YAMUNA EXPRESSWAY PROGRESS
Yamuna Express to open for traffic from March 2011
========================================================================================
6) Upper Ganga Canal Expressway (Hindon Expressway)
----------------------------------------------------------------------------------
The Upper Ganga Canal Expressway, popularly known as Hindon Expressway, will now stretch from Noida to Hardwar through Muzaffarnagar and Roorkee, instead of Noida to Hardwar via Saharanpur.
UP clears 8-lane expressway to Uttarakhand
=========================================================================================
7) Problems with YEIDA Land acquisition
---------------------------------------
http://groups.google.com/group/yeida/browse_thread/thread/4114be822c4be10c#
http://groups.google.com/group/yeida/browse_thread/thread/3af7a2bb03f0a195#
=======================================================================================
8) Buy and Sell
--------------------------
Get some basic idea about buy /sell properties by following all discussion links located at
http://groups.google.com/group/yeida/browse_thread/thread/81aec80805c61fc9/9e12b65afcd18af1
We do not encourage individual buy / sell discussion in our discussion forum area as it doesn't interest others. We have a list of buyers and sellers where you can add your property or buying requirements located at
http://groups.google.com/group/yeida/web/buying-and-selling-plots?hl=en
Buyers or Sellers will contact you directly through phone or email. Keep buy/sell a private affair.
=======================================================================================
9) Refund Cheques for Unsuccessful Applicants
----------------------------------------------------------------
So far we have learnt that applicant who applied through UBI have got their refund cheque around Dec 10, 2009. According to YEA
the refund will start processing on 4th Jan 2010 and will take 2-3 weeks in all.
असफल आवेदकों की रजिस्ट्रेशन मनी मिलनी शुरू
=========================================================================================
10) Add co-owner's name to the allotment. Read this thread and this thread.
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=================================================================
11) New plot schemes in GN/YEIDA.
---------------------------------------------------
a) 28 जनवरी को स्कीम लॉन्च करेगी ग्रेनो अथॉरिटी
b) Plots / Flats Scheme in GZB.
c) Flats scheme in GN (ETA2 and Omicron).
d) Plots are available in Sports City, Sector 25 YEIDA. Developer / Builder : JP Infratech
e) Plots are available in NRI Township Sector 26A YEIDA. Developer / Builder : SDS Infra.
f) Plots are available in Sector 17A YEIDA. Developer / Builder : Supertech UPCountry.
======================================================================================
12) Proposed futue developments in YEIDA / GN.
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यमुना एक्सप्रेस-वे पर बनेंगे चार विश्वविद्यालय
13) How to avoid being cheated in a Real Estate Deal:
As for the precautions... there are many. First and foremost, before conducting any real-estate deal, one should ALWAYS check the official records. Most good real-estate professionals arrange for a copy of original records from the authority before making the payments (of course, the buyer will have to pay for the service). In this manner one can crosscheck the ownership and the status of the property. All one needs to do is contact a good lawyer or a deed writer and he/she will arrange to get a copy of official documents (again, its better to pay and be sure than to save few bucks and regret later). Secondly, always insist on physically seeing the original documents. Once you have the original documents in front of you, please cross check those documents with the photocopy of records your lawyer/deed writer arranged from the authority. Once the documents tally, ensure the person in the photograph on original documents provided by the seller signs the sale agreement. Also, please ensure that the agreement is on Rs. 100 stamp paper, issued on the buyers name. Also keep an original photograph and photocopies of photo id + address proofs, self attested by the seller. Once the sale agreement is signed, make a photocopy of the sale agreement and seller's ids, and ask your lawyer/deed writer to get the same attached to original records of the authority and get the receiving. Another thing... who conducts your deal is more important than what rate you sell/purchase. More often than not, the dealer(s) are the most important person. Just like doctor is extremely important between the illness and the treatment... similarly, middle men are important between two parties. Please don’t always fall for cheap rates. Remember, if something is cheaper than the market rate, 9 out of 10 times, there can be something fishy... something you may not be able to smell early, but it may harm you later. So, please be very careful whist selecting the property agent/middle man. Lastly but most importantly... smart men always seek invisibles. Don’t be afraid to ask questions... no matter how stupid or irrelevant they maybe. Buying or selling... ask questions... smallest doubt... ask questions... something you cant understand... ask questions... want to know how things are done... ask questions. Just ask about everything. You don’t have to react to every answer... you don’t have to panic... just ask and keep in your mind... every bit of knowledge helps. Who knows what info comes handy. So... ask questions.
==================================================================================
#14 Lease Deed and Registration. [AGREEMENT TO LEASE (ATL)]
Difference between ATL and Registration:
ATL and Registry are two entirely different things. Step 1: Authority invites public to apply for draw of lots. Step 2: Authority executes draw of lots and lucky winners are announced. Step 3: Lucky winners (henceforth, called allottees) are intimated to deposit allotment money within a certain time frame. Step 4: Thereafter, Allottees continue to deposit instalments, as mentioned in Allotment-Cum-Allocation Letter. Step
5: After a certain time, Allottees are informed that they can now take
physical possession of the plots, but only after depositing the lease
money, which is normally 10% of the total amount of the plot/property, payable to the authority. Step
6: Allottee approaches the authority to sign Lease Deed, by depositing
the lease money in prescribed bank. At this point, Lease Deed format is
printed on Stamp Papers (as instructed) and the same is signed by the
representatives of the Authority. Step 7: Once Lease Deed is
signed, Authority hands over the physical possession of the plot to the
Allottee (Possession Certificate is issued). Step 8:
Finally, the Allottee has to get the Lease Deed registered at
Sub-Registrar’s office, within 90 days of signing of the Lease Deed.
Failing which, the Lease Deed will be considered invalid and void. There
has been humongous pressure from state revenue department on the
authority to generate revenue and given that the Authority is not in the
position of providing physical possession at this point of time, hence
unable to sign actual Lease Deed, a mid-way acceptable to all has been
derived, called “Agreement-To-Lease”, where in all parties benefit. “Agreement-To-Lease”
or ATL, is not a Lease Deed. It is simply an agreement between the
allottee and the authority that the allottee will pay for and sign the
Lease Agreement as and when the possession is provided by the Authority.
Thereby, the revenue department gets the registration revenue right
away (without waiting for years) and the allottee saves money by having
to pay registration money at allotment rates (which are always
considerably lower than then existing circle rates). The
only catch, so far, has been that once the ATL is signed, Authority
refuses to transfer the ownership of allotment rights. Authority is
actually correct in doing so. As there is an existing agreement between
party A, the authority and party B, the allottee... and the terms of
agreements will only be fulfilled once the physical possession is
provided, therefore authority cannot break the law by
ignoring/overwriting any existing agreement. My personal
opinion remains the same. Only those people should execute ATL, who are
1000% sure that they will not sell the plot in near future (at least
next 3-4 years) and who have 1000% confidence that they have enough
money in other resources to meet any unforeseen eventuality, should they
need the money in the future.
ATL - Do it yourself kit. Click Here
Broad Steps needed to get your ATL done:
1) Go straight to collectorate in GN buy stamp papers from treasury by paying cash.Then get the matter printed on stamp papers and attach all supporting doc .
Address:
Treasury Department / Stamp and Revenue Dept.
COLLECTORATE COMPOUND GREATER NOIDA
Address: COLLECTORATE COMPOUND, SURAJPUR TEHSIL, DISTT. GAUTAM BUDDHA
NAGAR, U.P.
NOIDA (GAUTAM BUDDHA NAGAR)
UTTAR PRADESH
It is located near Daewoo Factory on your way to Moser Baer, Greater Noida.
2)Go to YEIDA and get the property managers signature .
Address:
Yamuna Expressway Industrial Development Authority
(A Govt. of U.P. Undertaking)
A-1 First Floor, Commercial Complex, F-Block, Sector-Beta 2,
Greater Noida, Gautam Budh Nagar, Uttar Pradesh
PIN: 201306
3) Then go to Sub-Registrar Office and execute the ATL .Pay the fees in cash .
Address: Sub-Registrar Office is located next to GNIDA office.
GREATER NOIDA INDUSTRIAL DEVELOPMENT AUTHORITY
(A Government of U. P. Undertaking)
169 Chitvan Estate
Sector Gamma - II
Greater Noida,
Gautam Budh Nagar,
Uttar Pradesh 201308
Matter to be typed on a stamp paper is located here:
---------------------------------------------------------------------------------------
Let me explain current system in sequence: (posted on April 17, 2010)
Current system (from allotment till now):
1. Allotment of plot to allottee
2. Allottee pays allotment money to authority (expenses incurred by the allottee)
3. Allottee applies for "Transfer-Of-Allotment" in favor of the buyer (expenses incurred by the buyer)
4. "Transfer-Of-Allotment-Rights" letter issued by the authority in favor of the buyer
5. Buyer becomes the new Allottee.
Expected system in future (from now up to possession):
1. Allotment of plot to allottee
2. Allottee pays allotment money to authority (expenses incurred by the allottee)
3. Allottee continues to pay installments to the authority (expenses incurred by the allottee)
4. Allottee purchase stamp paper from state Stamp and Revenue Dept., signs and register "Agreement-To-Lease" at Sub-Registrar's Office (expenses incurred by the allottee)
5. Allottee applies for "Transfer-Of-Allotment" in favor of the buyer (expenses incurred by the buyer)
6. Buyer purchase stamp paper from state Stamp and Revenue Dept., signs and register "Agreement-To-Lease" at Sub-Registrar's Office (expenses incurred by the buyer)
7. "Transfer-Of-Allotment-Rights" letter issued by the authority in favor of the buyer
8. Buyer becomes the new Allottee.
Expected system in future (after possession):
1. Allotment of plot to allottee
2. Allottee pays allotment money to authority (expenses incurred by the allottee)
3. Allottee continues to pay installments to the authority (expenses incurred by the allottee)
4. After offer of possession by the authority to the allottee, the allottee signs "Lease Deed" after paying 10% to the authority (expenses incurred by the allottee)
5. After signing "Lease Deed", the allottee get's the same registered at Sub-Registrar's office. (expenses incurred by the allottee)
6. Allottee/owner applies for permission for "Transfer-Of-Lease-Deed" (also called Transfer Deed) in favor of the buyer (expenses incurred by the buyer)
7. "Transfer Deed" is issued in favor of the buyer.
8. Buyer purchase stamp paper from state Stamp and Revenue Dept., signs and register "Transfer Deed" in his name at Sub-Registrar's Office (expenses incurred by the buyer)
9. Buyer now becomes the new owner.
Hope this helps...
Safal Suri
----------------------------------------------------------------------------
ATL DIY Kit - http://www.yeida.org/yeida-agreement-to-lease
Safal Suri's advise:
People who are not a long term investor... I'd suggest you avoid any additional expenses other than those which are absolutely compulsory/mandatory. As of now, Agreement-To-Lease isn't mandatory... so just let it be.
When you sell the plot... IF NEED BE... that is IF the authority makes it compulsory by then... get the ATL registered... else... Why spend additional
money? The buyer of your plot would naturally like to buy as cheap as possible... and if you pay for ATL, etc... the cost of your plot would increase and thus make your plot more expensive... resulting in less profitability for you.
Keep all your expenses minimum... UNLESS you plan to retain for next 4 years or more.
Agreement-To-Lease is just another regular agreement between two parties. If
an agreement is signed by two parties, that agreement has to be mutually
discontinued before one of the party decides to sell the property. Hence,
once you sign an Agreement To Lease, you will have to first get the said ATL
cancelled before selling the property.
----------------------------
We have learnt so far that the circle rate of YEA will go up in the very near future (10% min) (50% speculated by some). So people planning to do ATL after 6 months, the change in circle rate will affect you. The stamp duty fee remains unchanged at 5%, till March 2011 and after that it can go backup to 8% again (we can not predict). The bottom line is, ATL expense will depend upon the future circle rate and the percentage of stamp duty fee prevailing that time. We can not speculate the future rates.
++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
#15. Two topics... non functional web portal... and... missing challans...
have been spoken about repeatedly. For the convenience of those who are
unaware of earlier discussions... 1. Non functional web portal: To the best of my
knowledge... a private IT company was hired by Yamuna Expressway
Authority (YEA)... to build software, set up hardware infrastructure and
operate all online and offline computerized information... including
data entry process. Few months after the draw of lots in Oct/Nov 2009,
for reasons unknown to me, problems brew and the contract fell off
between both the parties. Subsequently the said private company went to
the court and took a stay order against the authority hiring any other
company un till the dispute is legally resolved. As I am
told... even though the authority is very much willing to get all
records computerized... it is unable to do so because of the court
order. Now... I cant guarantee the correctness of information. But this
is what I have been told each and every time I have raised the issue
with concerned officials.
2. Missing Challans: There are total of 21,000
plots. Vast majority of plots were bought on instalment plan. Which
essentially means... 20,000+ records each 6 months. The process/steps
are as follows:
Step 1. The allottee fills 4 forms and deposits 3 of them with the bank.
Step 2. The bank keeps 1 copy for its records and send 2 copies to finance department of the authority.
Step 3. The finance department keeps 1 copy for itself and sends 1 copy to property department.
Step 4. Property department is the last to receive the copy. When
it receives the copy, it is then manually inserted in the file.
Remember, there are roughly 20,000+ records to be maintained
manually, involving multiple steps and multiple agencies. Often, the
banks send the copies after months... and then finance department takes
months of its own... AND finally property department too takes months to
insert each copy manually in respective file. In the process... more
often than not... some copies are invariably lost.
The best thing to do... keep the original receipt with
oneself. No need to worry. Whenever one visits the authority... just
ensure to carry a photocopy of each payment and deposit the same with
property department.
Fortunately... guys at property department are very friendly and helpful when it comes to updating the records. |
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